At Coyfer, we help companies like yours manage key risks. One of the most important, yet often underestimated, is the personal liability of directors and senior officers. That’s why we offer Directors & Officers (D&O) Liability Insurance, an essential tool for safeguarding the personal assets of those who make strategic decisions.
What is D&O insurance and why do we recommend it?
In an increasingly demanding legal and business environment, any decision made by an executive can trigger a claim—whether from employees, shareholders, regulators, or even the company itself. D&O insurance is specifically designed to protect the key people in your organization against these risks, ensuring their peace of mind and the continuity of the business.
Who does it protect?
This policy is intended to cover:
- Directors and board members
- Executives and managers
- Members of the management committee
All of them can be sued for errors or omissions in the course of their duties. D&O insurance shields their personal assets, covering both legal defense costs and any potential compensation.
What coverages does it offer?
Our D&O policies encompass a broad range of situations, such as:
- Negligent financial management
- Claims arising from decisions that push the company into insolvency
- Administrative penalties (breaches before bodies like the CNMV or the Tax Agency)
- Subsidiary tax liability (unpaid taxes attributable to mismanagement)
- Employment claims (wrongful dismissal, harassment, or discrimination)
- Criminal proceedings (defense against allegations of corporate or environmental crimes)
- Reputational impact (crisis‐management support for media fallout from a claim)
Why arrange it with us?
As a specialized brokerage, we don’t just help you buy a policy. We analyze your specific situation, search among the best insurers in the market, and offer a tailored, competitive solution with real protection guarantees.
With D&O insurance, you’re not only protecting your executives, you’re safeguarding your company’s stability and sending a message of confidence to employees, partners, and investors.