10 to 24 employees
The first group tier.
Access to group rates with simplified questionnaires.
- Policy with or without co-payment
- Option to include the employee's dependants
- Easy enrolment
Businesses
Employee benefits plan for HR
Group health
An employee benefit your staff value, and deductible for the company.
- Income tax-exempt per person
- 500 €
- From
- 10 employees
- Joiners and leavers
- We handle them
What the plan includes.
Group medical insurance helps you look after and retain your staff: up to €500 per person per year is exempt from the employee's IRPF (personal income tax), something an equivalent pay rise cannot achieve. For the company, the premium is a deductible expense.
- Nationwide medical network for all staff
- Extension to spouse and children
- Employee additions and removals handled by us
- No waiting periods for most cover
- Deductible expense for Corporation Tax
- IRPF (personal income tax) advantage of up to €500 per person per year
What you save with health insurance for your team
The premium is a deductible expense for the company and is exempt from the employee's IRPF (personal income tax) up to €500 per person per year.
Indicative calculation. The limit is €1,500 per person with a disability. We will prepare the exact calculation for your staff.
Why it is an efficient employee benefit.
500 €
tax-exempt per person
Per year, not taxed as a benefit in kind under the employee's IRPF (personal income tax).
100 %
deductible expense
The premium is a deductible staff expense for Corporation Tax purposes.
From 10
insured people
The minimum we work with for group policies: it is the point at which insurers offer group terms.
What fits your company size.
Three bands according to the number of staff. The band that matches your calculation is highlighted.
25 to 49 employees
A point of balance.
Terms improve significantly and waiting periods are waived for many covers.
- No waiting periods for most covers
- Volume-negotiated terms
- Flexible benefits option
50 or more
Tailored policy.
Bespoke cover design and monitoring of the group's claims experience.
- Negotiation based on usage data
- Additional cover such as dental or reimbursement
- Annual report for HR
How we implement it.
A four-stage roadmap, from the first conversation to day-to-day management.
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Headcount
You give us the number of people, their ages and whether you want to include family members.
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Comparison
We present several insurers with their medical network, co-payments and price.
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Communication
We help you explain it to your staff and collect sign-ups.
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Ongoing management
Joiners, leavers and employee queries, always handled through us.
Questions about group health.
If yours is not here, call and we will answer it over the phone.
What is the minimum number of employees?
We arrange group schemes from ten people upwards, which is where insurers open group terms with real advantages.
What tax saving does it offer?
The premium is a deductible expense for the company and is not taxed as a benefit in kind up to €500 per person per year (€1,500 for people with a disability). We will prepare the calculation using your actual staff data.
Who handles joiners and leavers?
We do. You let us know and we handle the paperwork with the insurer.
We work with your actual staff data.
We will work out the cost and tax saving using your actual staff census. Or call 93 363 07 70.