Legal information

Legal notice

Details of the owner of this website and general terms of use.

Contents

01General information

In compliance with Ley 34/2002, de 11 de julio, de servicios de la sociedad de la información y de comercio electrónico (Spanish Act 34/2002 of 11 July on information society services and electronic commerce), the general information for this website is set out below:

Owner
S.A. COYFER CORREDURIA DE SEGUROS (hereinafter, COYFER)
Management
C/ Casanovas 164, 08036 Barcelona
Tax ID (NIF)
A08225336
DGS register
DGS J-177
Commercial Register
Barcelona Commercial Register, Volume 6,108, Book 5,399, Section 2, Entry 3, Folio 148, Sheet 13,602-N
Insurance and financial capacity
Professional liability insurance and financial capacity in place in accordance with Real Decreto-ley 3/2020, de 4 de febrero (Royal Decree-Law 3/2020 of 4 February, Book Two, on the distribution of private insurance and reinsurance).

02Users

Accessing and/or using the Portal confers user status on the person doing so, who thereby accepts, fully and without reservation, these General Terms and Conditions, as well as any Specific Terms and Conditions that may supplement, amend or replace the General Terms and Conditions in relation to certain services and content of the Portal.

03Use of the website, its services and content

The user undertakes to use the Website and its services and content without contravening current legislation, good faith, generally accepted practice or public order. Use of the Website for purposes that are unlawful or harmful to COYFER or any third party, or that may in any way cause damage or prevent the normal operation of the Website, is likewise prohibited.

With regard to the content (information, text, graphics, sound and/or image files, photographs, designs, etc.), the following are prohibited:

  • Their reproduction, distribution or modification, unless authorised by their legitimate holders or permitted by law.
  • Any infringement of the rights of COYFER or of their legitimate holders over such content.
  • Their use for any commercial or advertising purposes other than those strictly permitted.
  • Any attempt to obtain the content of the website by any means other than those made available to users or those commonly used on the internet, provided that they do not cause any harm to the COYFER website.

04User liability for loss and damage

The Website is used under the sole and exclusive responsibility of the User. This responsibility extends to the use, by the user or by any third party, of any passwords or similar credentials assigned for access to the Website or to any of its services.

Notwithstanding the above, COYFER reserves the right to deny access to the Website at any time and without prior notice to any users who breach these General Terms and Conditions or any Specific Terms and Conditions applicable to them in each case.

05Unilateral amendment

COYFER may, whenever it deems appropriate, unilaterally and without prior notice, change the structure and design of the website, as well as modify or remove the services, content and conditions of access to and/or use of the website.

06Links

Any persons or entities that intend to establish, or that establish, a hyperlink from a web page on another Internet portal to any of the pages of the COYFER portal must comply with the following conditions:

  • Full or partial reproduction of any of the services or content of the COYFER Portal is not permitted.
  • No deep links, IMG or image links, or frames may be created with the pages of the COYFER Portal without the prior express authorisation of COYFER.
  • No false, inaccurate or incorrect statement may be made about the pages of the COYFER Portal or about its services or content.
  • Except for any signs forming part of the hyperlink itself, the web page on which it is placed shall not contain any trade mark, trade name, shop sign, designation, logo, slogan or other distinctive sign belonging to COYFER, unless expressly authorised by COYFER.
  • The establishment of a hyperlink shall not imply the existence of any relationship between COYFER and the owner of the website or portal from which it is made, nor that COYFER is aware of or endorses the services and content offered on that portal.
  • COYFER shall not be liable for the content or services made available to the public on the website or portal from which the "hyperlink" is made, nor for the information and statements contained therein.
  • Any hyperlink to the COYFER Portal must point to its home page or to the main pages of the sections it contains.

07Disclaimer of warranties and liability

COYFER gives no warranty and shall in no event be liable for any loss or damage of any kind that may arise from:

  • The lack of availability, maintenance and effective operation of the Website and/or its services or content.
  • The lack of usefulness, suitability or validity of the Website and/or its services or content for meeting users' specific needs, activities, results or expectations.
  • The presence of viruses or malicious or harmful software in the content.
  • The receipt, retrieval, storage, dissemination or transmission of the content by users.
  • Unlawful, negligent or fraudulent use of the Website, its services or content by users, or use contrary to these General Terms and Conditions, good faith, generally accepted practice or public order.
  • The lack of lawfulness, quality, reliability, usefulness and availability of services provided by third parties and made available to users on the Website.
  • Failure by third parties to meet their obligations or commitments in relation to the services provided to users through the Website.

08Duration

The Website and its services are provided for an indefinite period.

Notwithstanding the above, COYFER reserves the right to interrupt, suspend or terminate the provision of the Website or of any of the services forming part of it, on the same terms as those set out in the section on unilateral amendment.

09Intellectual property

In order to protect any intellectual property rights, should any user or third party consider that their legitimate rights have been infringed by the posting of certain content on the website, they must notify COYFER of this, stating:

  • Personal details of the data subject who holds the rights allegedly infringed. If the claim is submitted by a third party other than the data subject, the capacity in which that party is acting must be stated.
  • Identification of the content protected by intellectual property rights and its location on the Website.
  • Proof of the aforementioned intellectual property rights.
  • An express declaration in which the data subject assumes responsibility for the accuracy of the information provided in the notification.

The legitimacy of the intellectual property rights in content contributed by third parties is the sole responsibility of those third parties.