Collective agreement cover
Meet what your sector has agreed, with no surprises in an inspection.
Compliance review
What is included- Monitoring of the applicable agreement
- Sums insured adjusted at every review
- Certificates for inspections and tenders
- Handling of joiners, leavers and changes
- Coordination with your employment advisers
- Annual compliance review
- Updates
- At every review
- Certificates
- Issued by us
- Review
- Annual
Every revision of the agreement can change your policy.
Each agreement imposes its own insurance obligations, and they change with every revision. We track the agreement that applies to you, adjust the policy when the sums insured are updated and issue the certificates you are asked for in an inspection or a public tender.
What we do and what remains your responsibility.
What we do
- Read the agreement and identify its insurance obligations
- Adjust sums insured at each revision
- Issue certificates for inspections and tenders
- Process the additions and removals you notify us of
What the company should do
0 of 4 in placeTick it as a self-check. Nothing is sent.
When it matters.
The situation
An inspector asks for proof of the accident insurance required by the agreement.
With the policy in order
A certificate issued by us, with sums insured and a list of insured employees.
The situation
The tender specifications require you to be up to date with the agreement's obligations.
With the policy in order
Documentation ready to attach to your bid.
The situation
An employee has an accident and the agreement sets a lump sum.
With the policy in order
The policy pays the lump sum; without it, the company would have to pay.
Terms that appear in your agreement.
- Sector agreement
- An agreement that sets the terms and conditions for a sector within a given region.
- Sum insured
- The amount the policy pays when the insured event occurs.
- Total permanent disability
- Prevents the person from carrying out their usual occupation, although they may work in another.
- Absolute permanent disability
- Prevents the person from carrying out any occupation or trade.
- Voluntary improvement
- Cover that the company provides beyond what the agreement requires.
Questions about collective agreement cover.
How do I know which agreement applies to me?
By activity and region. If in doubt, we check it with your employment adviser before taking out anything.
Will you notify me when the sums insured change?
Yes. It is part of the service: we monitor updates to the agreement and propose the necessary changes.
Is it valid for bidding in public tenders?
The certificates we issue are those usually required in tenders, together with liability certificates.