Short trips
Meetings and trade fairs.
Most business trips: days or weeks, in Europe or beyond.
- Worldwide medical assistance
- Luggage and documents
- Flight changes for a covered reason
Business travel insurance
Your travelling team, covered in any country.
Travel order
- Insured
- Travelling staff
- Scope
- Worldwide
- Declare trips
- No
- Repatriation
- Included
Different trips, different cover.
When an employee travels for work, the company is responsible for their safety. Emergency medical treatment abroad must be paid up front, and repatriation can cost tens of thousands of euros. The group policy covers all travelling staff without declaring each trip.
Expatriates
Months at the destination.
Employees posted abroad for long periods, sometimes with their families.
- Long-term cover
- Full medical care at the destination
- Extension to family members
Technical teams
Installations and site work.
Staff who travel with tools and work at client premises.
- Professional equipment in transit
- Accidents while working at the destination
- Emergency repatriation
If an emergency arises abroad.
-
Minute 1
Call to the helpline
The employee calls the policy helpline, available 24 hours a day in several languages.
-
First hour
Medical centre
The insurer identifies the right facility and coordinates with it.
-
During admission
Direct payment
The insurer pays the hospital directly, so the employee does not have to pay upfront.
-
Discharge
Return
Arrangement of the return journey or medical repatriation if needed.
Ley 31/1995 de Prevención de Riesgos Laborales (Occupational Risk Prevention Act), article 14
Employee protection travels too.
The law recognises workers' right to effective protection of their health and safety at work, and the employer's corresponding duty.
When work is carried out away from base, travel assistance is one of the most direct ways to meet that duty.
- Employer's duty of care
- Also applies to business travel
- The policy makes it easier to respond to an emergency
Single-trip or annual group cover.
| Single-trip policy | Annual group policy | |
|---|---|---|
| Declaration | Every trip | No need to declare trips |
| Cost | Per trip | Annual premium for the whole workforce |
| Risk of oversight | High | None |
| Long stays | Limited | Customisable |
| Management | Paperwork for every trip | One policy, one contact |
With just a few trips a year, the annual policy usually pays off.
What the group policy covers.
- Worldwide medical and hospital assistance
- Medical repatriation and repatriation of remains
- Advance of bail bonds and legal assistance
- Luggage and business documents
- Group cover with no need to declare each trip
- Assistance on long-term assignments
What people ask us.
Does each trip have to be declared?
Not with a group policy: travelling staff are covered throughout the policy period, which greatly simplifies administration.
Does it cover long stays or expatriates?
Long-term assignments require specific terms. If you have expatriate staff, we will put together a separate proposal.
Does it include the equipment the employee carries?
Professional equipment can be covered if it is declared. This is common for sales staff and field technicians.
Cover for your team on every trip.
Tell us how many people travel and where. An adviser will call you during office hours.