How many vehicles make a fleet?
Most insurers offer fleet terms from five vehicles, and they improve noticeably from ten.
- From
- 5 vehicles
- Renewal date
- Aligned
- New starters
- Immediate
Managing fifteen motor policies with fifteen different renewal dates costs time and money. A fleet policy aligns renewal dates, improves the price through volume and lets you add a vehicle with a single call. And if there are claims, the renewal is negotiated with the figures in hand.
Renewal dates throughout the year
Fifteen policies, fifteen renewal dates.One policy, one renewal date for every vehicle.
What the policy includes
- Single policy with one renewal date
- Vehicles added and removed immediately
- Volume-based group terms
- Cars, vans and commercial vehicles
- Roadside assistance and replacement vehicle
- Annual claims report
What changes with a fleet policy.
1 renewal date
All vehicles renew on the same day.
1 call
To add or remove a vehicle.
1 report
On annual claims history, to negotiate the renewal.
Cover by vehicle type.
Select a vehicle type to highlight its column.
| Compulsory third-party liability | Included | Included | Included |
|---|---|---|---|
| Own damage | Optional | Optional | Optional |
| Roadside assistance | Included | Included | Included |
| Replacement vehicle | Included | Included | Depending on the policy |
| Goods in transit | Not included | Optional | Optional |
| Occasional driver | Included | Included | Included |
What you gain and what to watch out for.
What improves
- One renewal date and one premium notice
- Volume pricing compared with individual policies
- Vehicles added or removed with one call
- Claims report for negotiation
What to watch out for
- The claims history of the whole fleet affects the renewal
- Declared regular and occasional drivers
- Hired or leased vehicles included
- Use of vehicles outside working hours
Fifteen policies with fifteen renewal dates are not a fleet. They are fifteen problems.
Questions about fleet insurance.
Can I add a vehicle mid-year?
Yes, it is added with a pro rata premium up to the common renewal date. That is the great advantage of a fleet policy.
What if I have a high claims record?
Negotiation is based on data: the annual report lets you discuss the renewal and take measures before the premium soars.
Send us your vehicle list and we will review it.
An adviser will call you during office hours.