Motor insurance Automatic renewal is not a market price.
Your car, motorbike or van, on genuine market terms.
Every year, automatic renewal pushes up the premium without anyone explaining why. We compare the main insurers, tell you what differs between them and handle the switch if it suits you. If you have a claim, we deal with it.
- Insurers compared
- 10+
- We handle your claim
- Yes
- Cost of the review
- 0 €
- Third party, third party plus or comprehensive
- Roadside assistance from your doorstep
- Replacement vehicle
- Legal defence and damage claims
- Glass breakage with no excess
- Cover for accessories and equipment
Compare the three types of cover
What each type of cover includes.
Third party plus
5 of 7 covers included y 1 depending on insurer
Combinations vary between insurers; comprehensive cover can be taken out with or without an excess.
- Compulsory and voluntary liability (Third party: yes; Third party plus: yes; Comprehensive: yes)
- Legal defence and damage claims (Third party: yes; Third party plus: yes; Comprehensive: yes)
- Roadside assistance (Third party: yes; Third party plus: yes; Comprehensive: yes)
- Glass breakage (Third party: no; Third party plus: yes; Comprehensive: yes)
- Vehicle theft and fire (Third party: no; Third party plus: yes; Comprehensive: yes)
- Own damage from accidents (Third party: no; Third party plus: no; Comprehensive: yes)
- Replacement vehicle (Third party: no; Third party plus: depends on insurer; Comprehensive: yes)
If you have a claim.
Call us: we handle it from start to finish.
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You call us
We tell you what to do at the scene and how to fill in the accident report form.
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We open the claim
We notify the insurer and give you a claim reference number.
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We follow the loss assessment
We review the valuation and challenge anything that has not been assessed fairly.
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We close it with you
Until the repair is complete or the compensation has been paid.
A garage you trust, not the one you are assigned.
Many policies let you choose your garage or use approved repairers with benefits such as vehicle collection or a repair guarantee.
We explain what each insurer offers before you sign up, because it is one of the things people miss most on the day of an accident.
- Free choice of garage, depending on policy
- Approved repairers with guarantee
- Damage assessment by an independent loss adjuster
We look at your claims history before the premium. A good claims record is worth money, and many insurers do not reward it unless someone asks.
Frequently asked questions
Can I switch insurer mid-year?
Yes. It is usually done at renewal, but in some cases it can be brought forward. We review your policy, tell you exactly when and how, and take care of the cancellation.
Is comprehensive cover always worth it?
No. It depends on the age of the vehicle, its value and how you use it. For older cars, a well-chosen third party plus policy usually works out better; we will show you the figures.
If I have an accident, who do I call?
Us. We open the claim, follow up the loss assessment and defend your interests with the insurer until the claim is closed.
What do I need for the review?
Your policy or latest premium receipt, the vehicle's technical data sheet and, if you have it to hand, your claims history certificate. With these, we compare within 24 to 48 hours.
Bring us your latest premium receipt and we will tell you if you are paying too much.