Motorcycles and mopeds
Two wheels, a different risk and different terms.
- Rider injury
- Compared
- Assistance
- Km 0
- Riding gear
- Covered
A motorcycle is not a small car: the risk of injury is higher and insurers price it very unevenly. We compare by engine size, use and experience, and look closely at what really matters: rider personal injury cover and breakdown assistance.
What we look for in a motorcycle policy.
In order of importance, not price.
- Compulsory and voluntary liability
- Rider personal injury
- Travel assistance from kilometre 0
- Helmet and riding gear covered
- Theft and vandalism
- Legal defence and damage claims
What it covers and what you should declare.
What it covers
- Compulsory and voluntary third-party liability
- Rider injuries, if included
- Roadside assistance and towing from kilometre 0
- Theft, fire and riding gear
What you should declare
- Undeclared new riders or riders under 25
- Professional or delivery use under a personal policy
- Track days and competitions
- Non-approved technical modifications
What people say about motorcycle insurance.
Select each card to see the answer.
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Myth
Compulsory insurance already covers me.
In reality
Compulsory insurance covers damage you cause to others. Your own injuries as a rider are not included unless you take out that cover.
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Myth
Nobody covers the helmet and jacket.
In reality
The policies we recommend include your helmet and riding gear, up to a limit we compare across insurers.
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Myth
If I hardly ride it, it is not worth insuring it properly.
In reality
There are plans for occasional or seasonal use that adjust the premium without giving up cover.
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Myth
All insurers charge the same.
In reality
The differences between insurers by engine size and rider age are very large. That is why comparing pays off.
What we need for the review.
Tick each item as you get it. With this we can give you a quote within 24 to 48 hours.
0 of 5 ready. You have everything.