At Coyfer, we support companies like yours in managing key risks. One of the most important, and often underestimated, is the personal liability of directors and senior executives. That is why we offer Directors' and Officers' liability insurance (D&O), an essential tool for protecting the personal assets of those who make strategic decisions.
What is D&O insurance and why do we recommend it?
In an increasingly demanding legal and business environment, any decision made by an executive can lead to a claim, whether from employees, shareholders, regulators or even the company itself. D&O insurance is designed precisely to protect the key people in your organisation against these types of risk, ensuring their peace of mind and the continuity of the business.
Who does it protect?
This policy is designed to cover:
- Directors and board members
- Executives and managers
- Members of the management committee
All of them may face claims for errors or omissions in the performance of their duties. D&O insurance safeguards their personal assets, covering both legal defence costs and any compensation.
What does it cover?
Our D&O insurance covers a wide range of situations, such as:
- Negligent financial management
Lawsuits over decisions that lead the company into insolvency. - Administrative penalties
Breaches before bodies such as the CNMV (Spanish securities regulator) or the Spanish Tax Agency. - Secondary tax liability
Unpaid taxes attributable to mismanagement. - Employment claims
Cases of unfair dismissal, harassment or discrimination. - Criminal proceedings
Defence against allegations of corporate or environmental offences. - Reputational impact
Support in managing media crises arising from a claim.
Why take it out with us?
As a specialist brokerage, we do not just help you take out a policy; we analyse your particular situation, search among the best insurers on the market and offer you a tailored, competitive solution with genuine protection.
With D&O insurance, you do not only protect your executives: you protect the stability of your company and inspire confidence in employees, partners and investors.
