Prevention
An inventory of AI tools and automations, a risk score from 0 to 100 and a plan of specific improvements: approvals, limits, logs and rollback.
With CovertoAI
AI works on its own.
Your business answers for it.
When an automation gets it wrong, the tool's provider washes its hands of it and the problem belongs to whoever used it. CovertoAI, the AI risk prevention consultancy partnered with Coyfer, watches those processes, responds when something fails and prepares the file if the insurer has to be involved.
- Monthly fee
- By revenue, no minimum term
- Advice included
- Nothing has to go wrong to call
- Technical response
- Containment, repair and root cause
- Policy separate
- Brokered by Coyfer
What the service includes
One monthly fee, four things inside. No tie-in and the help line always open.
Ongoing support
Open access for questions about the tools, agents and automations the business already uses. Included in the fee.
Incident response
When something goes wrong: containment, diagnosis, repair of whatever can be recovered and the root cause, so it does not happen again.
Training
They teach the team to use AI and the control panel properly from day one.
What it looks like in practice
Five real situations from businesses already using AI in their daily work.
- Quotes with outdated pricesAn automation sends out fourteen quotes using a price list that no longer exists.
- Client records overwrittenAn agent modifies hundreds of records in the management system.
- Confidential documentsSomeone enters sensitive information into an unapproved AI tool.
- A client claimA client claims for damage caused by work done with AI.
- A fake payment orderA video or voice impersonation triggers a fraudulent transfer.
How it works
First you prevent it. If it cannot be prevented, you repair it. If it cannot be repaired, you claim.
First consultation
A specialist reviews how your business uses AI and sets out what is monitored, within what limits and which cover fits.
Setting up
Tools and automations registered, monitoring configured and the team trained.
If something fails
Containment in minutes, repair of whatever can be recovered and the cause tracked down.
File and policy
Timeline, evidence and technical report. If the damage cannot be undone, Coyfer takes the file to the insurer.
Indicative fees
The service is the same for every business; what changes is the annual revenue band. No minimum term.
Monthly amounts, VAT excluded. The insurance premium, if a policy is taken out, is set by the insurer according to the activity and the cover, and is paid separately.
Request a quote| Annual revenue | Fee |
|---|---|
| Up to €250,000 | 119 € |
| 250.000 € – 500.000 € | 149 € |
| 500.000 € – 1 M€ | 219 € |
| 1 M€ – 2,5 M€ | 329 € |
| 2,5 M€ – 5 M€ | 499 € |
| 5 M€ – 10 M€ | 749 € |
How it fits with your policy
CovertoAI documents. Coyfer brokers. The insurer decides.
CovertoAI is not an insurer and does not issue policies: it provides the technical assessment and the incident file. The policy is arranged and handled by Coyfer as a brokerage registered with the Spanish Directorate-General for Insurance and Pension Funds. The decision on cover always rests with the insurer, under the terms of each policy.
See the cyber insuranceFrequently asked questions
Is this insurance?
No. CovertoAI is a consultancy for preventing and responding to AI incidents. The insurance, where appropriate, is arranged separately through Coyfer, the brokerage that places it with the insurer.
Is it useful if I already have cyber cover?
Yes, and they fit well together. The policy answers for the financial loss; CovertoAI keeps it from happening and, if it does, prepares the file so the claim is presented properly and on time.
Is there a minimum term?
No. The fee is monthly and depends on the company's revenue band.
Which businesses take it out?
Businesses of 2 to 250 employees with real processes running on AI and no in-house technology-risk team: accountancy and law firms, agencies, online retailers, clinics, industry and logistics.
Tell us which AI tools you have running and we will tell you what is worth watching.